Payments & POS

Take the money without losing the account.

Optimization clinics get shut off by card processors more than almost any other kind of practice — because they sell prescription products. Aminova lets you choose where each kind of charge runs.

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Stripe or SquareRx routed your wayTerminal & card on fileSuperbills
app.aminova.health · Taking A Payment
One checkout · Marcus Webb$525.00 — a visit, an infusion, a prescription
Collect
Regular processorclinic’s own processor · visits & services
✓
TRT consult + infusion$324.00 · Paid ✓
High-risk processorPayBright · medication & memberships
Rx
Semaglutide 2.5mg — refill$201.00 · Collected ✓
The clinic sends medication charges to its high-risk processor — many card processors don’t allow drug sales.
One checkout for the patient. Each charge shows which processor it ran on.
1

The reason clinics get shut off

Mainstream card processors prohibit prescription products in their terms, and they enforce it — usually by freezing the account with the balance in it. Clinics selling GLP-1s and testosterone find this out the hard way, mid-month. Aminova lets you plan for it: you choose which processor medication charges run on.

2

Several processors, your choice

Aminova supports several card processors. Most clinics run one for everyday charges, and clinics that sell medication add a high-risk-approved processor like PayBright beside it. Which charges go where is your call, agreed in writing when you set it up.

3

Cash-pay is the normal case here

Most optimization clinics run on cash, cards and memberships rather than claims. Everything — visits, packages, injectables, supplements, recurring plans — is built for that first, with insurance available for the clinics that want it rather than assumed for everyone.

Watch it work

One checkout. Two processors. Your rules.

A visit, an infusion and a prescription in one basket — each charge sent to the processor you chose for it.

Billing & InvoicingOne checkout · Marcus Webb · $525.00 total
Collect Payment
TRT consultvisit$175.00Regular
Vitamin infusionIV therapy$149.00Regular
Semaglutide 2.5mg — refillprescription$201.00Rx
SettledVisa ····4242 — clinic’s own processor$324.00Paid
SettledPayBright · high-risk processor$201.00Collected
The patient paid once. Each charge ran on the processor the clinic chose for it, and shows which one — the statement carries the clinic’s name, never a medication.
Route & collect
$324.00 → regular processor — visits & services.
$201.00 is a medication charge — this clinic sends those to its high-risk processor. Many card processors don’t allow drug sales.
RailPayBright · card-presentHigh-risk
Send $201.00 to deviceWaiting for tap…
✓Both charges settledSplit billing, the way the clinic set it up. Each charge shows which processor it ran on.
Rx routing

You choose where medication charges run.

Many card processors don’t allow prescription or GLP-1 charges. So Aminova lets you send medication and membership charges to a high-risk-approved processor like PayBright, and everything else to your regular one. Each charge shows which processor it ran on.

  • ✓Medication and membership charges to a high-risk-approved processor, if you choose
  • ✓Visit and service revenue stays on your regular processor
  • ✓Works for one-off charges and recurring plans alike
  • ✓Each charge shows which processor it ran on

How A Charge Routes

Office Visit — $150 Stripe / Square
IV Drip — $180 Stripe / Square
Testosterone Cypionate High-risk processor
Semaglutide — Monthly High-risk processor

Your routing applies to one-off and recurring charges alike.

In person & on file

The desk, the room, and the card you already have.

Take payment at the front desk on a terminal, from a card on file for a membership renewal, or from the patient in their own app. All of it posts to the same ledger against the same patient.

  • ✓Terminal payments at the desk or in the room
  • ✓Card on file for renewals and no-show fees
  • ✓Patients pay in the patient app
  • ✓Refunds capped at what was actually taken

Today — Payments

Terminal $2,140
Card On File — Renewals $1,795
Patient App $430
Refunded $150

One ledger, whichever way the money came in.

Recurring revenue

Memberships that bill themselves.

Plans charge on schedule against the card on file, on whichever processor the clinic banks with. A decline marks the subscription past due and moves on rather than stopping the whole run — and a failed card is visible instead of silent.

  • ✓Monthly, quarterly and annual plans, billed automatically
  • ✓Runs on whichever processor you connected
  • ✓Declines flagged for follow-up, not swallowed
  • ✓A period is never double-billed, even on a repeated run

This Month’s Billing Run

Charged Successfully 84 Plans
Declined — Card Needs Updating 3
Medication Plans — High-Risk Processor 11
Already Billed This Period Skipped

Idempotent by period — a re-run cannot double-charge.

Paperwork

Superbills without becoming an insurance practice.

Plenty of cash-pay patients want to try their own reimbursement. Issue a superbill and let them file it themselves — you get paid at the time of service and stay out of the claims business entirely.

  • ✓Superbills issued from the visit, with the codes filled in
  • ✓Patient files it themselves — you are paid up front
  • ✓HSA and FSA cards work like any other card
  • ✓Full transaction history, exportable for your accountant

Superbill — Issued

Visit & Codes Populated
Provider NPI On File
Paid At Time Of Service $180
Sent To Patient Via App

You are paid before the patient ever contacts their insurer.

How it works

Three moves, one platform.

1 Connect

Connect the processor your clinic already banks with. Aminova supports several — you pick.

2 Charge

Services, IVs, aesthetics and memberships run on that processor, in person or on a card on file.

3 Route

If you choose, medication and membership charges go to a high-risk-approved processor like PayBright, and everything else to your regular one.

Everything money-related.

Your brand, one login, no stitched-together stack.

Several processors

Connect the one you already bank with.

Rx routing, your rules

Medication runs where you decide it runs.

Terminal payments

Take it at the desk or in the room.

Card on file

Renewals, packages and no-show fees.

Memberships & packages

Recurring plans billed on schedule.

Pay in your app

Patients settle balances in your branding.

Superbills

Let patients seek their own reimbursement.

One ledger

Every charge, refund and plan against the patient.

Refund guardrails

Never refund more than was actually taken.

FAQ /Payments & POS

Questions,answered.

Anything else? Ask us on a demo — we will show you on a real clinic’s setup.

01Why can’t we put medication on our normal card processor?

Because mainstream card processors prohibit prescription products in their terms of service, and enforce it by freezing accounts — usually with your balance inside. This is the single most common way an optimization clinic loses its ability to take money. So Aminova lets you send medication charges to a high-risk-approved processor like PayBright instead — your choice, set up once.

02So how do we get paid for medication?

Through a processor approved for high-risk charges. We recommend PayBright, and we also partner with Corepay. Your visit and service revenue stays on your regular processor. Once you’ve set it up, each charge goes where you chose and shows which processor it ran on — and that can be the difference between a frozen account and a running clinic. How the Corepay partnership works →

03Can we connect more than one processor?

Yes. Most clinics run one processor for everyday charges and, if they sell medication, a high-risk-approved one like PayBright beside it. We steer clinics away from two everyday processors — reconciliation gets hard and subscriptions end up split across them.

04Do you take a cut of our payments?

Not out of your rate and not out of your settlement. You pay your processor’s normal rates directly, the money settles to your bank without passing through us, and Aminova charges you a monthly subscription. If you open an account with a processor we partner with, that processor may pay us a referral fee from its own share. It is never added to your bill.

05What about HSA and FSA cards?

They work exactly like any other card on the same rails. Whether a particular purchase is eligible is between the patient and their plan administrator, not something we can determine for them.

06Can patients pay their balance themselves?

Yes, in the patient app — balances, membership renewals and package purchases. Each payment runs on the processor you set for that kind of charge.

See it in action.

Book 30 minutes with our team, get started now, or try it live with Nova.

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Month-to-month · Cancel anytime · No sign-up, no credit card

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